Karen Ranieri

Medicare & Life Agent

Call Karen Schedule an Appointment

Medicare & Life Agent | Experience (20 years) Network Agent

Senior Benefits Center

NPN: 2038569

(352) 724-1513

Office Hours

Monday – Wednesday9:00 AM – 5:00 PM ET

Thursday4:00 PM – 8:00 PM ET

Friday – SundayClosed

About Karen

I'm Karen Ranieri — a senior myself, a Medicare specialist, and someone who got tired of watching people get taken advantage of by the Medicare maze. I know what it feels like to be bombarded by calls, confused by the options, and unsure who to trust. That frustration is exactly why I do what I do.

I am an independent licensed Medicare insurance agent serving seniors across 14 states. Because I am independent, I work for YOU — not for any insurance company. That means I shop all the major carriers to find what actually fits your life, your health, and your budget.

States Licensed

AL AZ CO FL GA IN KY MI NC OH PA SC TX VA

Why Choose Karen?

There are thousands of Medicare agents out there. Here is why seniors across 14 states choose to work with me.

👵

I Am a Senior Too

I get the same harassing phone calls you do. I understand fixed income, health concerns, and Medicare confusion firsthand. No training gives another agent that authenticity.

🤝

Truly Independent

I work for you — not an insurance company. I have no quota to meet and no reason to push you toward anything that is not genuinely the best fit for your situation.

📞

You Get Me — Every Time

When you call, you get Karen. Not a call center. Not a different agent each time. The same person who helped you last year will be here for you this year and every year after.

📋

Annual Reviews — Every Year

I do not disappear after enrollment. I review your plan every year before AEP to make sure it still works for your health needs and budget. Every single client. Every single year.

"The worst thing that happens when you call me is you hang up better informed than when you started. That is a promise."

Schedule Your Free Consultation Today